Once started with our proven approach to credit education, you'll start seeing exciting results in the first 60 to 90 days.* And that’s just the beginning. With ongoing participation, you'll continue to experience improved credit throughout our credit restoration process. The more you participate, the faster you can expect results. However, if you’re not satisfied with the results of our credit restoration services, we offer a money back guarantee. What have you got to lose except your bad credit? *Results may vary based on individual. Third-Party Financial Agent.